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DEBT CONSOLIDATION OR BANKRUPTCY?

It pays to know the facts before you make a decision. There are many pros and cons to filing for debt consolidation and bankruptcy. Making the right choice will depend on your financial goals. It is always best to consult with an experienced attorney who can help you...

WHAT TO EXPECT DURING YOUR BANKRUPTCY CONSULTATION

The initial bankruptcy consultation is a first meeting that usually lasts between 30-60 minutes. Your bankruptcy attorney will get a better understanding of your financial situation, the issues you are confronting and how best to address them. The first consultation...

Should You Sell Your Home or File Bankruptcy?

Your house is usually your most valuable asset, especially if it is worth far more than you owe. Depending on a few major factors, selling your home before filing bankruptcy may or may not be a wise decision. DOES YOUR HOME HAVE A SIGNIFICANT AMOUNT OF EQUITY? If your...

BEFORE YOU ENROLL IN A DEBT SETTLEMENT PROGRAM, DO YOUR HOMEWORK

Imagine hearing about a company that promises to provide debt relief and reduce or even erase your debt for pennies on the dollar!  Sounds like the answer to your overwhelming, financial problems, right? The Federal Trade Commission (FTC), the nations’ consumer...

Receiving an Inheritance During Your Bankruptcy Case

If you inherit property or money after filing for bankruptcy, it could become part of your bankruptcy estate.  Therefore, you would not be allowed to keep it. The trustee of a Chapter 7 case can take the inheritance unless it’s protected by an exemption.  In a Chapter...
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