Limited Chapter 7 or Chapter 13 appointments available in McKenzie, TN! Call 731-424-3315 to schedule an appointment!

Many people face it every day — temporary unemployment. Luckily, we have many factories and corporations who can tell their employees in advance that they will not be working on a certain week, or for a certain month, or something similar so people have time to plan.  Many of our clients ask what they can do during this time to make things less stressful.  Here are a few things you can try:
  • First, see if you are eligible for partial unemployment for the time that you are laid off.  You’ll want to start looking into this as soon as you know a layoff is coming so that it is effective as soon as possible.
  • Second, enroll with one or more temporary agencies.  It may sound off the wall, but sometimes employers need a temporary employee (often called “a temp”) for one or two days, or for a week, or other various times.  You can tell the temp agency when you will be available and they will try to match you up with a company that needs a temp worker.  Some people even enroll with multiple temp agencies because each agency works with different potential employers.  Some of these temp positions might even work into a regular full time position if you are looking for a change!
  • Third, it’s always wise to have an emergency fund ready for these types of situations.  You’ve heard us talk over and over about emergency funds, and this is one of the many reasons why. Even if you can only save $10 per paycheck, do it! You’ll be really happy you did when you need it!
Do you have other ways you’ve made it through similar tough times? Let us know and we’ll add them to our list to share with everyone.
If you aren’t already in a bankruptcy case and you’ve tried all the options and it’s still not enough, maybe it’s time to consider what a bankruptcy case can do for you.  If you’ve been sued or someone says they are going to take you to court, we probably need to do something quickly.  Give me a call and we’ll work through it together!

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